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Shari Howard - 2 Rivers Realty, LLC
Shari Howard - 2 Rivers Realty, LLC
  • Home
  • Buying
  • Selling
  • About Me
  • Contact
  • Q&A

Buying

Let's find the home that's right for you!

Finding your dream home shouldn't be stressful. I make it simple. A local real estate agent in the area. Tell me what you are looking for, let me do the searching.

Act Fast

"The real estate market moves fast and dream homes don't wait. If you see a property you love, act quickly! Schedule a tour, make an offer, and secure your future before someone else takes the opportunity. Don't let the perfect home slip away!"

Buy or Sell with us!

Buy or sell with us and use this moving truck for Free.

Preparations for buying a home!

Check Your Credit Score

Check Your Credit Score

Check Your Credit Score

    Excellent: 781-850

Good: 661-780

Fair: 601-660

Poor: 500-600

Very Poor: 300-499

There are apps that offer free credit scores such as Credit Karma and Credit Sesame.

You can also obtain your score and get a detailed credit history report by visiting:

www.equifax.com

www.experian.com

www.transunion.com

Clean Up Your Credit

Check Your Credit Score

Check Your Credit Score

   You can contact each credit bureau for any potential disputes and request them to be removed.

Pay off debtors in full. I recommend starting with the creditors with the least amount of debt owed, working your way up to those with larger debts.

Pay your debt on time.

If you can, pay for things with cash rather than a credit card.

Don’t apply to finance anything until after closing.

Prequalify

Check Your Credit Score

Home Inspections

    For those who are financially ready and/or creditworthy, I recommend completing the prequalification process prior to hiring a real estate agent. Not only will this show the agent you are credible, it is a strong indicator of mortgage approval, increasing a quicker movement in the loan application process.  A general pre-approval amou

    For those who are financially ready and/or creditworthy, I recommend completing the prequalification process prior to hiring a real estate agent. Not only will this show the agent you are credible, it is a strong indicator of mortgage approval, increasing a quicker movement in the loan application process.  A general pre-approval amount will narrow down or increase your home search and allows the agent to make competitive offers on a particular home of interest. This process can start at most financial institutions or lenders. Feel free to call me for recommendations.

Home Inspections

Home Inspections

Home Inspections

 Any real estate agent cannot stress this enough. A home inspection benefits both the buyer and the seller. It will help to identify defects, major or minor, (faulty wiring, mold, roof etc.) This helps to make an informed buying decision or adjust the sales price accordingly. This will also allow the seller to remedy the now known defects prior to closing.

Do Your Homework

Home Inspections

Do Your Homework

  Purchasing a home is one of the most important investments you will make.  Finding the right one is a big decision.  Do your research.  Know the area.  Map the commute to areas of interest (entertainment, restaurants, work, etc.).  If education is a factor in this decision as well, research the zoned schools.

Home Warranty

Home Inspections

Do Your Homework

  Sometimes, home warranties are offered by the seller.  However, in the case it may not, consider purchasing one.  You may find them to be fairly inexpensive and will save a lot of financial hassle should something major break down (a/c, water heater, dishwasher etc.)

Contact ME

Drop me a line!

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Better yet, see me in person!

I love referrals!

Shari Howard Real Estate

8046 North Brother Boulevard, Bartlett, Tennessee 38133, United States

9012795333

Hours

Mon

09:00 am – 07:00 pm

Tue

09:00 am – 07:00 pm

Wed

09:00 am – 07:00 pm

Thu

09:00 am – 07:00 pm

Fri

09:00 am – 07:00 pm

Sat

09:00 am – 07:00 pm

Sun

09:00 am – 07:00 pm

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Cell: (901)279-5333 Office: (901)616-6181

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